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Mycelium Running by Paul Stamets has been the perpetual best-seller on popular mycology since published in 2005. It’s an indispensible reference book for anybody working the land, especially foresters, farmers and environmental cleanup contractors. It’s also a great book for anyone interested in growing their own food mushrooms.

Mycelium Running is filled to the brim with useful tips on things such as using mushrooms to improve soils and boost productivity in forestry and farming (gardening) with decreased use of expensive fertilizers and pesticides; filtering waste-water (mycofiltration); and clean up toxic waste from the land (mycoremediation).

As an example, a method for building a mycofiltration bed to filter waste water is described in exacting detail. Dimensions, depth, layers and recommended materials and mushrooms are listed. This mycofiltration is useful, among other things, for filtering manure enriched farm runoff.

An added benefit of using mycofiltration beds on farms include the production of delicious food mushrooms, which sprout out of these beds. And every 2-3 years, the material in the bed can be dug out and used as a rich fertilizer on the fields of the farm.

Another piece of useful information for farmers and gardeners found in Mycelium Running concerns the no-till farming method as opposed to the conventional method of plowing the fields after harvest. No-till farming helps promote saprophytic fungi (decomposing fungi), which break down organic material at a pace better suited to plant-life than the rapid and heat producing breakdown by anaerobic bacteria, which are the primary decomposers when stubble is plowed under. The mycelium of saprophytic fungi also binds the soil to prevent erosion and loss of valuable nutrients.

For forestry, not only do saprophytic fungi help break down and recycle organic matter. They also help combat many parasitic fungi (blights) that may kill large numbers of trees. Stamets gives useful suggestions on how to seed beneficial saprophytic fungi in blight infested forests as a natural “fungicide,” fighting fire with fire, so to speak.

The symbiotic mycorrhizal fungi can also be seeded in forests to promote healthy trees. Or they can be protected and naturally promoted through wise and informed forest management.

Most plants form symbiotic relationships with mushrooms. The mushroom mycelium more effectively absorbs water and nutrients, exchanged with trees for sugars, making the trees healthier and more drought resistant. Mycorrhizal fungi also provide trees with natural antibiotics against pathogens.

Mushroom mycelium can also be utilized to clean up toxic waste sites through a method known as mycoremediation. The term was invented by the author of Mycelium Running, Paul Stamets, but was in common use before the publication of this book.

Synthetic toxic compounds including petrochemicals, dioxins, neurotoxins, toxic industrial waste and much more can be effectively broken down by fungi into harmless compounds. Bacterial contaminants such E. coli can be killed by anti-bacterial compounds excreted by the fungi. And toxic levels of heavy metals may be absorbed and concentrated by mushrooms, which can then be harvested and safely deposed.

Mycoremediation has also been shown to be the most economical method of cleaning up toxic waste sites, up to 95% cheaper than some common conventional methods.

This plethora of information is merely the first half of this 300-page tome. Part III, which makes up the second half of the book, is an instruction manual on how to cultivate your own mushroom mycelium, which can be used for the above listed purposes, or to grow your own medicinal or culinary mushrooms. And seriously, who doesn’t love gourmet mushrooms? In other words, this is a reference book for every household.

Dr. Markho Rafael has worked in natural health since finishing Chiropractic College in’96. He currently specializes in medicinal mushrooms, frequently consulting two reference books: Mycelium Running by Paul Stamets for medicinal, biological and chemical properties of mushrooms, and Mushrooms Demystified by David Arora as the most complete identification guide of American mushrooms.

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No matter if you are purchasing your first home, or if you are an active investor and are purchasing your twenty-fifth property, your credit score will play a critical role in obtaining a mortgage loan. By wisely managing your credit and understanding how your credit score affects your borrowing ability, you will be able to make the most out of your investment.

Prior to applying for a home loan, you should get a copy of your credit report and verify that you have an adequate credit score to obtain the loan that you want. Credit scores are represented by a number that is given to you by each of the three major credit reporting agencies. It is based on a proprietary formula they have developed that determines your credit worthiness. The better your credit score, the more likely it is that you will qualify for a mortgage loan.

There are three major credit reporting firms from which you can obtain your credit report and score are Experian, Equifax, and Transunion.

Generally, having a higher credit score will result in obtaining a lower interest rate on your loan. Many lending companies will be more willing to work with you if you have a high credit score and they will also be able to lend you a higher amount of money.

In order to maintain a high credit score you must be responsible when it comes to paying your bills in a timely manner. You should avoid having late payments and large amounts of outstanding debt, particularly with credit cards and consumer loans.

By understanding how to maintain your credit and how your credit score will affect the type of loan that you will be approved for, you will be one step closer to being able to purchase the home of your dreams.

Of course your credit score is not the only element that will determine if you will be approved for a home loan. Lending institutions will also take into account your financial stability, your income, and your employment report and status.

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